Full Description

140% ROI on £10,000 in only 13 months

Luxury Homes in Minnesota
An ideal opportunity to add a US property to your portfolio for £10,000.
An American Rent-to-Buy property bought at 25% under list price, 
up to 90% Loan-To-Value mortgage, profit taken after as little as 13 months, and guaranteed exit plan, all for less than a mid-size car.

These single-family houses are new-build, most with garage. The houses are distinctive, giving each small estate character: each house is detached and freehold and on a good-sized plot of land. They all have a living room, two bedrooms, a bathroom, a fully-fitted kitchen (with all white goods included), solid wood flooring throughout (or good quality carpet).

We only have 18 of these properties, and a list of pre-vetted tenants, who are waiting to move in. They are situated in towns between St. Cloud and Baxter in Minnesota, a distance of 70 to 135 miles northwest of Minneapolis/St. Paul (the “Twin Cities”), which lies 400 miles West of Chicago, and 400 miles South of Winnipeg, Canada. As Minneapolis/St. Paul sprawls further outwards, more people are settling in these areas. The quality of life is good, and this deal is affordable.

Because of the current difficulties in much of the USA with the sub-prime market, builders are now accepting 75¢ on the $1 on their unsold stock, and we are able to introduce our clients to these properties at highly advantageous prices.
Among the advantages of a Rent-to-Buy scheme for the investor are:
The tenant takes care of the property because they are planning to buy it
The profit and time scale is known at the outset
The risk of voids is minimized

The Deal:
Total Cost to you: £10,000
includes:
Reservation Fee PAID
Introducer’s Fee PAID
Deposit (10%) PAID
Broker Fee PAID
Mortgage Arrangement Fee PAID
Valuation Fee PAID
Closing Costs PAID
Management Fee (12 months) PAID

The Deal: In Detail
The US lender will give a 90% mortgage (subject to status) 
on a valuation of $175,000 
(£85,000 at exchange rate on 29th October 2007). This is a genuine valuation.
The loan amount is therefore $157,500 (£76,000 at exchange rate on 29th October 2007).

Rental Demand
Rental demand is strong: –
tenants are waiting to move in. 
The Rental more than covers the Mortgage.

Appreciation
Minnesota Property Capital Growth (2001-2006): 85%

Built in Exit Strategy
With this option of a Rent-to-Buy mortgage, 
the tenant can buy the property in 12 months. 
You must then sell to the tenant at the current market valuation at time of purchase.
NB The tenant is responsible 
for all repairs during the year.

You will receive a cheque for $49,000 *
(£24,000 at exchange rate on 29th October 2007) 
A 140% return on your investment capital! (* Typical figures quoted. Property price may vary)

Why America?
We believe that the US is one of the best property markets to invest in for these reasons:
Exchange rate – It’s simply the time to buy!
The current exchange rate is exceptional for the British & Irish buyer. The Pound has not been as strong against the Dollar for 26 years, and the Euro is at an all-time high. You have not been able to buy as much property for your money for more than a quarter of a century. If when you come to sell, the pound has reverted to the rate from a few years ago, you would not only be making money 
from any appreciation in the value of your property, but also from the currency exchange. 
The savvy European investor knows that now is the time to buy in the States!
Stable interest rate
The likelihood of your mortgage payments significantly rising is very low, and provides you 
with a very stable environment in which to invest.
One of the world’s most stable economies
America is extremely unlikely to be hit by hyper-inflation, or subject to any military coup! 
The US economy is as predictable as it gets, enabling you to plan with certainty.
Sophisticated investment market
America is home of the free market, and is the only country in the world that has financial products as sophisticated as those available in the UK. Many mortgage companies are competing for your business, giving you a healthy array of options at good prices. 80% mortgages for foreign nationals, and options such as refinancing, are seen as standard, unlike 
many emerging property markets. This helps investors get better returns on investment and allows them to build portfolios quicker. Did you know it is also possible to defer paying capital gains tax in the States if you reinvest the proceeds of your sale within a certain time period? America has a flexible investor friendly environment that encourages success.

Why Minnesota?
Because Minnesota is not a Boom & Bust market!
It is a great time to invest in the US, if you know where. 
The state of Minnesota has maintained consistent steady growth for the last 36 months. Whilst prices in other markets Stateside are retreating, Minnesota is still appreciating 
and there’s plenty of room for more…
Minnesota is undervalued
Minnesota has a buoyant employment market
Minnesota has the infrastructure to support growth
Minnesota has the key supporting fundamentals
Minnesota is a centre for agriconomy and alternative energy
Ease of investment
There is no language barrier, the links between UK, Ireland, and the USA are strong, 
and British and Irish investors have been reaping profits in the USA for many years. 
Not only that, but investing in the States within a mature legal structure, provides the investor with a great deal of certainty and safety. The service culture prevalent in the States also 
makes the process of investing much simpler. Investing in the States is a tried and tested route to profit and property investment success.